What is SWP?
A Systematic Withdrawal Plan (SWP) allows you to withdraw a fixed amount from your investment portfolio at regular intervals while the remaining funds continue to earn returns. It is useful for generating steady income in retirement or during phased withdrawals.
Features:
- Regular, fixed withdrawals at selected frequency
- Remaining balance continues to grow (or reduce) based on returns
- Helps manage cash flow while invested
- Risks include running out of funds if returns or initial corpus are insufficient
How to Use This Calculator
- Enter your initial investment amount.
- Set how much you want to withdraw each period.
- Provide the expected annual return on your investment.
- Select the withdrawal duration in years.
- Choose the withdrawal frequency: monthly, quarterly, or yearly.
- Click “Calculate SWP” to see results.
The result shows your remaining balance at each withdrawal period and a graph depicting how your corpus depletes over time.